Rita Y. Holroyd, RN, ALHC has 18 years of disability claim experience. She began her insurance career at Connecticut Mutual Life Insurance Company, where she remained through the merger with Massachusetts Mutual Life Insurance Company. Her last position was as Director of Disability Claims. Her experience includes the management of all types of disability and waiver of premium claims, including high indemnity claims. She has also managed a variety of claim units and acted as both trainer and mentor for claim personnel. Before working in the insurance field, Ms. Holroyd was a Registered Nurse in an acute care setting for over eight years. For five years, she was the Nurse Manager of a 41 bed patient unit, with responsibility for all patient care, personnel and budget. During this time, she received her certification as a nursing administrator from the American Nurses Association.
 

Linda H. Hammerling, FSA joined DISpecialists in 1998. She has over 20 years of insurance industry experience, with extensive expertise in the actuarial aspects of disability and other morbidity-based products.  Since joining the company, she has performed a variety of projects for our clients including pricing, product design, valuation, compliance, and financial analysis. Prior to joining the company, Linda worked for Connecticut Mutual and E.F. Hutton Life where her responsibilities included valuation and financial reporting for disability income and life product lines, as well as life product design and pricing.  Linda is a Fellow of the Society of Actuaries.

John E. Sahlman, FLMI joined DISpecialists in 1999.  He has over 33 years of varied industry experience including 18 years in claims and claim system support, underwriting, systems and international experience.  He started his with Prudential in individual life and health claims and later moved to small group claims. In 1984 he joined Hartford Life in the Group Field Claim operation. He held various management positions in Group Claims and Life Systems. In 1994 he joined Hartford Life International and relocated to Buenos Aires to assist with the development of new joint ventures including participation in the privatization of the social security system. He directed systems and operations development activities for the group which experienced rapid growth in the first four years.  Current responsibilities include Systems and Customer Service operations.

Sheila M. Sacco, HIA has over 28 years of broad-based claims experience. She began her career with Aetna, in the medical, disability and LTC claim operations. Prior to joining DISpecialists in 1999, Sheila had responsibility for DI claim investigation, negotiation and settlement, in addition to the management and training of claim personnel at Aetna, MassMutual and, most recently, Berkshire Life. In addition, she has performed claims consulting and auditing at Unum/Provident, Mass Mutual, Lincoln National and Boston Mutual while employed with DIS.

Sandi Case has 30 years of insurance industry and claims experience, including claim operations management, ShortTerm Disability (STD),Medical (Group & Individual), and Life Insurance claims. Prior to joining DISpecialists in the summer of 2001, Sandi managed a large STD claim unit for Aetna, with a staff of over 50 examiners and supervisory personnel. From October of 1997 to March of 1999, she managed the consolidation of 35 field claims offices into a single home office operation.

Thomas W. Loftus, ALHC has 17 years of disability insurance experience involving claims arising out of Group LTD and Individual DI policies. His work experience includes Claim Operation and Field Services Management, Claim Adjudication, Settlement and Negotiation, Field Investigations, Agent and Broker Relations, Account Management, and Contract Design.  Current responsibilities include Business Development, Claim Consulting and Client Relations.

Leanne Lenehan started her insurance career in 1978 with Connecticut Mutual where over an eight year period she held various underwriting and product development positions. She was the head of Product Development at CIGNA for two years before joining Monarch Life as Chief Underwriter in 1988. She left Monarch in 1994 to take the position of Vice President, New Business at Mass Casualty Insurance Company in Boston. For the two years prior to joining DISpecialists, Leanne held the position of Director, DI Marketing at the Charter Oak Financial Group - the MassMutual branch agency based in Hartford, CT.  In this role she was directly responsible for supporting agency personnel in the sale and marketing of DI products.