Product Development

Keeping up with the pace of product change can be difficult. At DISpecialists we keep a close eye on the developments that drive the growth and profitability of the A&H industry.  We have a proven track record of creating profitable products that will meet the needs of your agents and target market.  A product development team should be a partnership including us, you, your agents and your reinsurer. We build the product to meet your needs, incorporating your risk tolerance and profitability targets.

DIS can work with your existing resources and provide some or all of the necessary elements to bring a product to market:

Strategic Marketing Market Analysis
Product Design
Actuarial Pricing and Actuarial Certification
Financial Projections
Reinsurance Coordination 

Drafting Policy Forms
State Filings
Underwriting Policy and Procedure Development
Underwriting Guidelines and Training
Implementation Illustrations
Agent Training

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